Cookie policy

Last updated: September 6, 2026.

As of September 6, 2026, this site sets no cookie: none of its own, none from a third party, none technical, none analytical and none for advertising. That is why you see no consent banner. The cookie table on this page is empty because there is nothing to list, and it stays that way until the site carries advertising. When that happens, this page is updated first and consent is asked for before anything loads.

A cookie is a small text file that a website stores on your device when you visit it and can read again on later visits. It has legitimate uses, such as remembering a preference or keeping you signed in, and it can also be used to follow you from page to page and from site to site.

The name of the file matters little. This page uses the word "cookie" in the broad sense, covering cookies proper as well as local storage and session storage in the browser, web beacons, tracking pixels, device identifiers and browser fingerprinting techniques. Anything that stores information on your device or reads information from it belongs here.

2. What cookies this site uses today: none

None. That is not a figure of speech. This site:

Sets no cookie of its own.
Sets no third-party cookie, because it loads no third-party resource: no external web fonts, no outside content delivery network, no remote JavaScript library, no images hosted elsewhere, no video, no maps, no social media buttons and no embedded content of any kind. A page of this site makes no request at all to a domain other than its own.
Uses no tracking pixels and no advertising beacons.
Uses no browser fingerprinting and no device identifiers.
Has no user sessions, because there is no registration and no private area.
Has no forms, and therefore no form protection cookies either.

You can check it yourself in a minute: open your browser's developer tools, usually with the F12 key, and look at the storage or application tab. It should be empty. If it is not, that is a bug and I want to know about it: write to hello@owedatwork.com.

Cookies set by owedatwork.com, by purpose, owner and duration
Purpose	Name	Owner	Duration	Description
This table is empty on purpose: as of September 6, 2026 the site sets no cookie. It stays published so that, when the site carries advertising, every cookie appears here with its purpose, its owner, its duration and its description, and so that there is a record of what the position was before.

Because there is nothing to consent to. A banner that appeared while no cookie was being set would protect nobody: it would only make you click.

And there is genuinely nothing to consent to today: besides setting no cookie, the site has no analytics of any kind. Nothing measures visits, neither the operator's own tool nor anyone else's.

3.1. The calculators store nothing in your browser either

You might expect a calculator to remember what you typed. These do not, and it is worth saying precisely, because it is a claim you can check:

They use no cookies, first-party or third-party.
They use no local storage and no session storage.
What you type lives only in the memory of the tab while it is open. Close it or reload the page and it is gone, and you have to type it again.
No identifier is generated, for you or for your device, and nothing is left behind that could recognize you on a later visit.

That is why the check in section 2 works: if you open the developer tools and look at this site's storage, it has to be empty even after you have used a calculator. If it ever is not, that is a bug and I want to know.

4. What changes when advertising is activated

This site aims to pay for itself with Google AdSense advertising, using the account the operator already holds. Advertising does use cookies and identifiers, so it is worth setting out in advance and in detail how it will be done.

None of what follows is active yet. It describes an undertaking about the future, not how the site works today.

4.1. What advertising would store on your device

When advertising is activated, Google acts as an independent controller: it decides for itself what it collects through its own tags and answers for it under its own policies. Described generically, the cookies and identifiers it uses are these:

Cookies that choose which ad to show and measure whether it was seen and whether it was clicked.
Cookies that limit how often you see the same ad and keep a record of what has already been shown to your browser.
Cookies and identifiers used for fraud prevention and traffic quality, which is how an advertising network tells a real reader from a robot.
Where personalized advertising is served, cookies and identifiers used to build advertising interests and to measure conversions.
A record of your consent choice, so that you are not asked again on every page.

The exact list is published on this page before the first ad is shown, with the real name of each cookie, its owner, its duration and its purpose, filled into the table in section 2.1. This generic description is here so that you know today what the categories will be; it does not replace that list.

Two facts about the rules that apply here, stated plainly:

Google does not require a consent management platform outside the European Economic Area, the United Kingdom and Switzerland. Its certified platform requirement, which is tied to the IAB transparency and consent framework, applies to visitors in those places. Canada is not among them.
Canada's anti-spam legislation presumes consent for cookies. Under section 10(8) of that Act, a person is considered to have expressly consented to the installation of a cookie, of HTML code or of a JavaScript program if that person's conduct makes it reasonable to believe they consent to it.

Neither of those facts is a reason to load an advertising tag on you without asking. When advertising is activated, a consent mechanism appears before any advertising tag loads, and it works like this:

No advertising tag loads before you have decided. The advertising script is not loaded "while it waits" for your answer, and no cookie is set while the panel is on screen.
Refusing takes one click, and the refuse control is as visible, as accessible and as prominent as the accept control. Not a large coloured button beside a small grey link.
Nothing is preselected. No optional purpose comes ticked.
Scrolling is not consent, and neither is closing the panel or carrying on reading.
No cookie wall. If you refuse, the whole site keeps working, the calculators included, and nothing is kept behind a wall for people who accept.
Withdrawing consent is as easy as giving it, from the permanent link described in section 4.4.

4.3. Quebec: nothing that identifies you is on by default

Section 8.1 of Quebec's Act respecting the protection of personal information in the private sector requires that any technology which allows a person to be identified, located or profiled be deactivated by default, and that the person be told the technology is in use and how to activate it.

For visitors in Quebec, that is how this site behaves: no identification, location or profiling technology runs until consent has been given for it. Which mechanism is used to ask for that consent is settled before advertising is activated, and it is named on this page at that time, with the date of the change.

4.4. Changing your choices later

Once the consent mechanism exists, a permanent link to reopen it appears at this point on the page, so that you can change or withdraw your choice at any time. The same link is in the footer of every page of the site.

Reserved: the link "Change my choices" belongs here and will open the consent panel. It does not exist today, because there is no cookie to consent to and none to withdraw.

4.5. What is updated on this page

Before the first ad is shown, this page is updated with: the table in section 2.1 filled in with each actual cookie, its owner, its purpose and its duration; the identification of the consent mechanism; the list of advertising providers and a link to their own policies; and the date of the change. The relevant sections of the privacy policy are updated at the same time.

5. How to control cookies in your browser

Whatever this site does, you can control cookies from your browser: block them all, block only third-party ones, clear them when you close the window, or delete the ones already stored. Blocking every cookie can stop other sites from working properly, since many of them do need cookies; this one is not affected either way.

Depending on the browser, the settings are in these places:

Google Chrome: Settings, then Privacy and security, then Third-party cookies, and "Delete browsing data".
Mozilla Firefox: Settings, then Privacy & Security, then Enhanced Tracking Protection, and "Cookies and Site Data".
Safari (Mac): Safari, then Settings, then Privacy, and "Manage Website Data".
Safari (iPhone and iPad): Settings, then Apps, then Safari, then Privacy & Security.
Microsoft Edge: Settings, then Cookies and site permissions.
Chrome on Android: Menu, then Settings, then Site settings, then Third-party cookies.

Every browser also has a private or incognito window that clears a site's cookies and storage when you close it. If what you want is to leave no trace on your own device, that is the simplest route.

The exact names of these menus change from one version to the next. If you cannot find the option, search for "cookies" in your browser's settings search box.

6. More information and contact

How personal information is handled on this site, including the purposes, the recipients, the handling outside Canada and your rights, is described in the privacy policy. The identification of the operator is in the terms of use.

If you have a question about this policy, or you find that the site is setting a cookie that is not listed here, write to hello@owedatwork.com.

7. Changes to this policy

This policy is updated whenever the site's use of cookies changes, and in every case before the first cookie is set. The date of the last update is at the top of the page.