Employment Insurance: the official figures for 2026
These are all the figures of the ei block of the data file: 21 loose figures and five tables with 85 rows, each with the statute it comes from, when it took effect and how far it has been verified.
Updated · Figures verified against the statutes of each jurisdiction · see all figures and their sources
It is part of official figures, the full registry of the site. The raw data is in legal-data-2026.json. If you find a figure that is wrong, tell us.
- Verified
- Read in the primary source: the consolidated text of the statute or regulation itself.
- Secondary source
- The rule and the starting figures are official, but the resolved figure is not published by any authority: we work it out and show the arithmetic.
- Not yet verified
- We have not been able to confirm it against the primary source yet. It appears here for transparency and is not published as a firm figure on any other page of the site: the production build stops if anyone tries.
ei
| Key | Value | Source | Validity | Status |
|---|---|---|---|---|
parameters.benefit_rate_percentRegular benefits are paid at 55% of average weekly insurable earnings, up to the weekly maximum. | 55% | Employment Insurance Act, s. 14 - Rate of weekly benefits and best weeks | — | Verified Reviewed 2026-09-06 |
parameters.max_insurable_earningsEarnings above this ceiling are neither insured nor counted when the weekly benefit is worked out. The ceiling was $65,700 in 2025. | $68,900.00 per year | Employment Insurance - Important notice about maximum insurable earnings for 2026 | 2026-01-01 – 2026-12-31 | Verified Reviewed 2026-09-06 |
parameters.max_weekly_benefitThe most any claimant can be paid in a week of regular benefits in 2026, before the family supplement. It was $695 in 2025. | $729.00 per week | Employment Insurance - Important notice about maximum insurable earnings for 2026 | 2026-01-01 – 2026-12-31 | Verified Reviewed 2026-09-06 |
parameters.waiting_periodOne unpaid week at the start of a claim, like a deductible. A temporary measure waives it for benefit periods that begin on or before 10 October 2026: see ei.parameters.temporary_measures.waiting_period_waived. | 1 week | Employment Insurance Act, s. 13 - Waiting period | — | Verified Reviewed 2026-09-06 |
parameters.qualifying_periodThe window whose insurable hours are counted: normally the 52 weeks before the claim, or the time since the last claim, whichever is shorter. | 52 weeks | Employment Insurance Act, s. 8 - Qualifying period | — | Verified Reviewed 2026-09-06 |
parameters.hours_minThe lowest requirement anywhere in Canada: 420 insurable hours, in a region where unemployment is above 13%. | 420 hours | Employment Insurance Act, s. 7 - Qualification requirement (hours by regional rate) | — | Verified Reviewed 2026-09-06 |
parameters.hours_maxThe highest requirement: 700 insurable hours, in a region where unemployment is 6% or under. | 700 hours | Employment Insurance Act, s. 7 - Qualification requirement (hours by regional rate) | — | Verified Reviewed 2026-09-06 |
parameters.weeks_minThe shortest run of regular benefits Schedule I produces: 14 weeks, for someone with just enough hours in a region at 6% unemployment or under. | 14 weeks | Employment Insurance Act, Schedule I - Table of Weeks of Benefits | — | Verified Reviewed 2026-09-06 |
parameters.weeks_maxThe longest run of regular benefits Schedule I produces. A temporary measure can add 20 weeks on top of it for long-tenured workers until 10 October 2026. | 45 weeks | Employment Insurance Act, Schedule I - Table of Weeks of Benefits | — | Verified Reviewed 2026-09-06 |
parameters.best_weeks_minIn the regions with the highest unemployment, the weekly benefit is worked out over the 14 best-paid weeks. | 14 | Employment Insurance Act, s. 14 - Rate of weekly benefits and best weeks | — | Verified Reviewed 2026-09-06 |
parameters.best_weeks_maxIn the regions with the lowest unemployment, the weekly benefit is worked out over the 22 best-paid weeks, so weak weeks drag the average down further. | 22 | Employment Insurance Act, s. 14 - Rate of weekly benefits and best weeks | — | Verified Reviewed 2026-09-06 |
parameters.premium_rate_employee$1.63 for every $100 of insurable earnings, outside Quebec. Employers pay 1.4 times that, $2.28 per $100. | 1.63% | Canada Employment Insurance Commission sets the 2026 Employment Insurance premium rate | 2026-01-01 – 2026-12-31 | Verified Reviewed 2026-09-06 |
parameters.premium_rate_quebecWorkers in Quebec pay a lower EI rate, $1.30 per $100, because the province runs its own parental insurance plan; their maximum for 2026 is $895.70, and their employers pay $1.82 per $100. | 1.3% | Canada Employment Insurance Commission sets the 2026 Employment Insurance premium rate | 2026-01-01 – 2026-12-31 | Verified Reviewed 2026-09-06 |
parameters.max_annual_premium_employeeThe most an employee outside Quebec pays in EI premiums in 2026, once earnings reach the ceiling. | $1,123.07 (1.63% × $68,900.00 per year, our own calculation) | Canada Employment Insurance Commission sets the 2026 Employment Insurance premium rate | 2026-01-01 – 2026-12-31 | Verified Reviewed 2026-09-06 |
parameters.family_supplement_max_percentA claimant with children in a low-income family can be paid up to 80% of average weekly insurable earnings instead of 55% - still capped at the weekly maximum. | 80% | Employment Insurance Act, s. 16 - Rate increase, family supplement | — | Verified Reviewed 2026-09-06 |
parameters.family_supplement_income_ceilingNet family income limit for the family supplement. Above it there is no supplement; the closer the income is to it, the smaller the supplement. | $25,921.00 | Employment Insurance Regulations, s. 34 - Family supplement, rate increase | — | Verified Reviewed 2026-09-06 |
parameters.apply_withinApply within four weeks of the last day worked. Applying later can cost weeks of benefits, and waiting for a record of employment or for severance to run out is not a reason to delay. | 4 weeks | EI regular benefits: how to apply | — | Secondary source Reviewed 2026-09-06 |
parameters.roe_deadline.paper_daysPaper record of employment: five days, counted from the later of the first day without earnings and the day the employer became aware of it. | 5 days | Employment Insurance Regulations, s. 19 - Record of employment | — | Verified Reviewed 2026-09-06 |
parameters.roe_deadline.electronic_days_after_pay_periodElectronic record of employment: five days after the end of the pay period in which the job ended. | 5 days | Employment Insurance Regulations, s. 19 - Record of employment | — | Verified Reviewed 2026-09-06 |
parameters.roe_deadline.electronic_days_infrequent_payrollWhere the employer pays monthly or less often (13 or fewer pay periods a year), the electronic record is due 15 days after the first day without earnings, if that comes first. | 15 days | Employment Insurance Regulations, s. 19 - Record of employment | — | Verified Reviewed 2026-09-06 |
parameters.benefit_period_lengthThe window in which the weeks of benefits must be drawn: 52 weeks from the Sunday of the week the job ended or the week the claim was made, whichever is later. It is not the number of weeks payable - that comes from Schedule I - and unused weeks are lost when it closes. | 52 weeks | Employment Insurance Act, s. 10 - Benefit period and late initial claims | — | Verified Reviewed 2026-09-06 |
paragraph | text |
|---|---|
| 29(c)(i) | sexual or other harassment |
| 29(c)(ii) | having to move with a spouse, common-law partner or dependent child to another residence |
| 29(c)(iii) | discrimination on a prohibited ground under the Canadian Human Rights Act |
| 29(c)(iv) | working conditions that are a danger to health or safety |
| 29(c)(v) | having to care for a child or a member of the immediate family |
| 29(c)(vi) | reasonable assurance of another job in the immediate future |
| 29(c)(vii) | a significant change to the terms about wages or salary |
| 29(c)(viii) | excessive overtime, or the employer refusing to pay for overtime |
| 29(c)(ix) | significant changes in work duties |
| 29(c)(x) | antagonism with a supervisor, where the claimant is not mainly responsible for it |
| 29(c)(xi) | employer practices that are contrary to law |
| 29(c)(xii) | discrimination in employment because of membership in a workers' association, organization or union |
| 29(c)(xiii) | undue pressure from the employer to leave the job |
| 29(c)(xiv) | any other reasonable circumstances that are prescribed |
Source: Employment Insurance Act, s. 29 - Just cause for voluntarily leaving. Reviewed on September 6, 2026.
rate_from | rate_to | hours |
|---|---|---|
| 0 | 6 | 700 hours |
| 6 | 7 | 665 hours |
| 7 | 8 | 630 hours |
| 8 | 9 | 595 hours |
| 9 | 10 | 560 hours |
| 10 | 11 | 525 hours |
| 11 | 12 | 490 hours |
| 12 | 13 | 455 hours |
| 13 | — | 420 hours |
Source: Employment Insurance Act, s. 7 - Qualification requirement (hours by regional rate). Reviewed on September 6, 2026.
rate_from | rate_to | weeks |
|---|---|---|
| 0 | 6 | 22 weeks |
| 6 | 7 | 21 weeks |
| 7 | 8 | 20 weeks |
| 8 | 9 | 19 weeks |
| 9 | 10 | 18 weeks |
| 10 | 11 | 17 weeks |
| 11 | 12 | 16 weeks |
| 12 | 13 | 15 weeks |
| 13 | — | 14 weeks |
Source: Employment Insurance Act, s. 14 - Rate of weekly benefits and best weeks. Reviewed on September 6, 2026.
from | to |
|---|---|
| 0 | 6 |
| 6 | 7 |
| 7 | 8 |
| 8 | 9 |
| 9 | 10 |
| 10 | 11 |
| 11 | 12 |
| 12 | 13 |
| 13 | 14 |
| 14 | 15 |
| 15 | 16 |
| 16 | — |
Source: Employment Insurance Act, Schedule I - Table of Weeks of Benefits. Reviewed on September 6, 2026.
hours_from | hours_to | weeks |
|---|---|---|
| 420 hours | 454 hours | null, null, null, null, null, null, null, null, 26, 28, 30 and 32 weeks |
| 455 hours | 489 hours | null, null, null, null, null, null, null, 24, 26, 28, 30 and 32 weeks |
| 490 hours | 524 hours | null, null, null, null, null, null, 23, 25, 27, 29, 31 and 33 weeks |
| 525 hours | 559 hours | null, null, null, null, null, 21, 23, 25, 27, 29, 31 and 33 weeks |
| 560 hours | 594 hours | null, null, null, null, 20, 22, 24, 26, 28, 30, 32 and 34 weeks |
| 595 hours | 629 hours | null, null, null, 18, 20, 22, 24, 26, 28, 30, 32 and 34 weeks |
| 630 hours | 664 hours | null, null, 17, 19, 21, 23, 25, 27, 29, 31, 33 and 35 weeks |
| 665 hours | 699 hours | null, 15, 17, 19, 21, 23, 25, 27, 29, 31, 33 and 35 weeks |
| 700 hours | 734 hours | 14, 16, 18, 20, 22, 24, 26, 28, 30, 32, 34 and 36 weeks |
| 735 hours | 769 hours | 14, 16, 18, 20, 22, 24, 26, 28, 30, 32, 34 and 36 weeks |
| 770 hours | 804 hours | 15, 17, 19, 21, 23, 25, 27, 29, 31, 33, 35 and 37 weeks |
| 805 hours | 839 hours | 15, 17, 19, 21, 23, 25, 27, 29, 31, 33, 35 and 37 weeks |
| 840 hours | 874 hours | 16, 18, 20, 22, 24, 26, 28, 30, 32, 34, 36 and 38 weeks |
| 875 hours | 909 hours | 16, 18, 20, 22, 24, 26, 28, 30, 32, 34, 36 and 38 weeks |
| 910 hours | 944 hours | 17, 19, 21, 23, 25, 27, 29, 31, 33, 35, 37 and 39 weeks |
| 945 hours | 979 hours | 17, 19, 21, 23, 25, 27, 29, 31, 33, 35, 37 and 39 weeks |
| 980 hours | 1,014 hours | 18, 20, 22, 24, 26, 28, 30, 32, 34, 36, 38 and 40 weeks |
| 1,015 hours | 1,049 hours | 18, 20, 22, 24, 26, 28, 30, 32, 34, 36, 38 and 40 weeks |
| 1,050 hours | 1,084 hours | 19, 21, 23, 25, 27, 29, 31, 33, 35, 37, 39 and 41 weeks |
| 1,085 hours | 1,119 hours | 19, 21, 23, 25, 27, 29, 31, 33, 35, 37, 39 and 41 weeks |
| 1,120 hours | 1,154 hours | 20, 22, 24, 26, 28, 30, 32, 34, 36, 38, 40 and 42 weeks |
| 1,155 hours | 1,189 hours | 20, 22, 24, 26, 28, 30, 32, 34, 36, 38, 40 and 42 weeks |
| 1,190 hours | 1,224 hours | 21, 23, 25, 27, 29, 31, 33, 35, 37, 39, 41 and 43 weeks |
| 1,225 hours | 1,259 hours | 21, 23, 25, 27, 29, 31, 33, 35, 37, 39, 41 and 43 weeks |
| 1,260 hours | 1,294 hours | 22, 24, 26, 28, 30, 32, 34, 36, 38, 40, 42 and 44 weeks |
| 1,295 hours | 1,329 hours | 22, 24, 26, 28, 30, 32, 34, 36, 38, 40, 42 and 44 weeks |
| 1,330 hours | 1,364 hours | 23, 25, 27, 29, 31, 33, 35, 37, 39, 41, 43 and 45 weeks |
| 1,365 hours | 1,399 hours | 23, 25, 27, 29, 31, 33, 35, 37, 39, 41, 43 and 45 weeks |
| 1,400 hours | 1,434 hours | 24, 26, 28, 30, 32, 34, 36, 38, 40, 42, 44 and 45 weeks |
| 1,435 hours | 1,469 hours | 25, 27, 29, 31, 33, 35, 37, 39, 41, 43, 45 and 45 weeks |
| 1,470 hours | 1,504 hours | 26, 28, 30, 32, 34, 36, 38, 40, 42, 44, 45 and 45 weeks |
| 1,505 hours | 1,539 hours | 27, 29, 31, 33, 35, 37, 39, 41, 43, 45, 45 and 45 weeks |
| 1,540 hours | 1,574 hours | 28, 30, 32, 34, 36, 38, 40, 42, 44, 45, 45 and 45 weeks |
| 1,575 hours | 1,609 hours | 29, 31, 33, 35, 37, 39, 41, 43, 45, 45, 45 and 45 weeks |
| 1,610 hours | 1,644 hours | 30, 32, 34, 36, 38, 40, 42, 44, 45, 45, 45 and 45 weeks |
| 1,645 hours | 1,679 hours | 31, 33, 35, 37, 39, 41, 43, 45, 45, 45, 45 and 45 weeks |
| 1,680 hours | 1,714 hours | 32, 34, 36, 38, 40, 42, 44, 45, 45, 45, 45 and 45 weeks |
| 1,715 hours | 1,749 hours | 33, 35, 37, 39, 41, 43, 45, 45, 45, 45, 45 and 45 weeks |
| 1,750 hours | 1,784 hours | 34, 36, 38, 40, 42, 44, 45, 45, 45, 45, 45 and 45 weeks |
| 1,785 hours | 1,819 hours | 35, 37, 39, 41, 43, 45, 45, 45, 45, 45, 45 and 45 weeks |
| 1,820 hours | — | 36, 38, 40, 42, 44, 45, 45, 45, 45, 45, 45 and 45 weeks |
Source: Employment Insurance Act, Schedule I - Table of Weeks of Benefits. Reviewed on September 6, 2026.